Kanji Insurance 

Progressive, AAA , National General (a subsidiary of Allstate) Mercury, Founders, Bristol West (part of Farmers Insurance), First Chicago, United Secuirty, United Equitable,  Foremost (also under the Farmers Insurance umbrella), American Freedom, Falon, Direct Auto, Stonegate, American Alliance, & many more!

Cheapest Full Coverage & Liability Pricing Affordable Rates for International/F1, Permit Drivers, Young Drivers, Seniors, Safe Drivers, Out of State & Drivers with Violation History, Rideshare, Uber Eats, Door Dash, GrubHub, Loan Finance, Sr22

Liability/Third Party (25/50/20 Coverage)

• Covers Damage You Cause to Others:
  • $25,000 Per Person for Bodily Injury (Injury, Death, Medical, etc.)
  • $50,000 Per Accident for Bodily Injury
  • $20,000 for Property Damage (Damage to Other Party)
• Important: This coverage does not apply to excluded drivers or unlisted household members.

Full Coverage (Comp/Collision)

• Covers Damage to Your Car:
  • Comprehensive Claims: Tree Falls, Animal Collisions, Flood Damage
  • Collision Claims: Hit-and-run, At-fault Accidents, Rear-end Accidents
• Deductible: The amount you pay out of pocket before the insurance processes your claim.
• ACV (Actual Cash Value): The market value of your car, calculated as the replacement cost minus depreciation.

What to Do if You’re Involved in an Accident:

1. Do Not Use the Word "Sorry" or Admit Guilt: Speak as little as possible. Do not apologize or admit fault, as this could be used against you later. Instead, focus on calling the police and requesting a (yellow paper) police report. If you don't receive the paper at the scene, go to the nearest police station to obtain it.
2. Stay Calm: Take a moment to collect yourself and assess the situation.
3. Check for Injuries: Ensure everyone is safe and call 911 for medical help if needed.
4. Move to Safety (If Possible): If the vehicles are drivable, move them to the side of the road to avoid further accidents.
5. Call the Police: Even for minor accidents, having a police report can be helpful for insurance claims.
6. Document the Scene:
   • Take pictures of the damage, the location, and the involved vehicles.
   • Gather information: driver's license, insurance details, and contact information from the other party.
7. File an Online Claim Immediately: If your insurance provider allows it, file an online claim as soon as possible to start the process quickly.
8. Get Witness Information: If there are any witnesses, ask for their contact details in case you need their statement later.
9. Notify Your Insurance: Contact your insurance company to report the accident if you haven’t done so online.